Are interest rates going to increase?

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This is a very difficult question to answer because to be quite honest no one can ever know for sure what is going to happen and what interest rates are going to do. However, many experts can predict what they think they are going to do with a fairly good deal of accuracy most of the time. Interest rate have began to climb over the past year or two and they are expected to continue this upward trend for the near future.

No one can accurately predict how interest rates will fluctuate. However, fixed rates are still near historic lows and if you are considering refinancing out of an adjustable rate mortgage now is a great time to act.

Mortgages are a financial commodity similar to stocks, bonds, and mutual funds. Typically mortgage backed securities determine mortgage rates. However, consumer price index, housing, employment are also factor in mortgage rates.

Mortgage interest rates are dependent on many factors, so some may predict in the short term what will happen. These will be dependent on unemployment reports, Gross National Product reports and other key financial indicators. The long term forecast are very difficult as some of these factors are dependent on possible unforeseen national and global events.

IF you follow the investors, they are current;y betting on lower rates as they are investing in the fixed long term portfolios as of Feb 2007. You can see this in the adjustable to fixed interest rates currently available.

Long term interest rates, such as those quoted on 15 and 30 year fixed rate mortgages, are currently very closely linked to the yield of the 10 year treasury note.

Although there are many things that affect interest rates, they typically move up and down in a cycle. A good mortgage planner will be able to explain this to you and give you an idea where interest rates will be. But no one can accurately predict interest rates with certainty.

Interest rates in NY are expected to rise in mid-summer. Contact your Mortgage Consultant at (800)515-8443 or PrivateClient@RefinanceOne.net immediately to get a free consultation on whether now would be a good time to refinance than later.

This post has been filed under : mortgage rates, interest, economy

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Feeling Like a Square Peg in a Round Hole? Super Jumbo mortgage lending is a highly specialized field, requiring a level of expertise gained only through the experience of handling a large number of multi-million dollar transactions.  If you're tired of lenders trying to "fit" your unique financial needs into their conventional lending comfort zone, consider becoming a Private Client of R1.

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Interest Only & Pay Option from $650K to $40 Million

Feeling Like a Square Peg in a Round Hole? Super Jumbo mortgage lending is a highly specialized field, requiring a level of expertise gained only through the experience of handling a large number of multi-million dollar transactions.  If you're tired of lenders trying to "fit" your unique financial needs into their conventional lending comfort zone, consider becoming a Private Client of R1.

Get More Information from the Super Jumbo Experts. Call (800)290-4770 or Fax (800)517-7095

Where is Your Home?	Start Here Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington, DC Washington State West Virginia Wisconsin Wyoming		How Much is it Worth?	Below $650,000.00 $650,000.00 $700,000.00 $750,000.00 $800,000.00 $850,000.00 $900,000.00 $950,000.00 It's OK to Estimate $1.00 Million $1.10 Million $1.20 Million $1.30 Million $1.40 Million $1.50 Million $1.60 Million $1.70 Million $1.80 Million $1.90 Million $2.00 Million $2.25 Million $2.50 Million $2.75 Million $3.00 Million $3.50 Million $4.00 Million $4.50 Million $5.00 Million $6.00 Million $7.00 Million $8.00 Million $9.00 Million $10.00 Million $12.50 Million $15.00 Million $17.50 Million $20.00 Million $25.00 Million $30.00 Million $35.00 Million $40.00 Million or More
How Can We Help You?	Take Cash Out Improve Cash Flow Fix Interest Rate Consolidate Debt Purchase a Home Construction Loan Non-USA National		Desired Loan Amount	Below $650,000.00 $650,000.00 $700,000.00 $750,000.00 $800,000.00 $850,000.00 $900,000.00 $950,000.00 It's OK to Estimate $1.00 Million $1.10 Million $1.20 Million $1.30 Million $1.40 Million $1.50 Million $1.60 Million $1.70 Million $1.80 Million $1.90 Million $2.00 Million $2.25 Million $2.50 Million $2.75 Million $3.00 Million $3.50 Million $4.00 Million $4.50 Million $5.00 Million $6.00 Million $7.00 Million $8.00 Million $9.00 Million $10.00 Million $12.50 Million $15.00 Million $17.50 Million $20.00 Million $25.00 Million $30.00 Million $35.00 Million $40.00 Million or More
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