Fixed Rate Cash Flow

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Fixed Rate Cash Flow Loans are a newer type of mortgage offering multiple payment options designed to allow borrowers to control their cash flow on a monthly basis. Fixed Rate Cash Flow Loans are notable because unlike other loans which offer minimum payment options, their rate remains fixed for a set period of time, or in some cases for the entire term of the loan.

Fixed Rate Cash Flow loans allow borrowers to actually defer the interest due in any given month until a later date, making the fixed rate cash flow loan an excellent choice for the borrower who desires a negative amortization home loan without the risks of unpredictable adjustable rate mortgages (such as Option ARM mortgages)

Fixed Rate Cash Flow loans are frequently used to refinance Option ARM mortgages. Unlike Option ARM mortgages, the rate of a Fixed Rate Cash Flow loan does not change during its fixed period, which allows borrowers to consistently determine their payments and the amount of interest they will be deferring in a given month by making the minimum payment.

Cash flow loans are designed so you do not defer to much interest. They achieve this by recasting. The recast time period will vary depending on what lenders program your mortgage broker uses.

This post has been filed under : fixed rate, option arm, refinance

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April 3rd, 2007

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Interest Only & Pay Option from $650K to $40 Million

Feeling Like a Square Peg in a Round Hole? Super Jumbo mortgage lending is a highly specialized field, requiring a level of expertise gained only through the experience of handling a large number of multi-million dollar transactions.  If you're tired of lenders trying to "fit" your unique financial needs into their conventional lending comfort zone, consider becoming a Private Client of R1.

Get More Information from the Super Jumbo Experts. Call (800)290-4770 or Fax (800)517-7095

Where is Your Home?   How Much is it Worth?
How Can We Help You?   Desired Loan Amount
Your Last Name   Your Phone Number --
 I have read & agree to the site's terms & conditions
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